Renters Insurance

While your landlord may be sympathetic, destruction and loss of your possessions is usually not covered by landlord or rental properties insurance. Purchasing renters insurance will financially protect your possessions against destruction or burglary when you are renting a home or apartment.

In the case of a fire, vandalism, theft, explosion, and water damage your possessions will remained covered. Additionally, because renters insurance only covers the value of your belongings, the premium is relatively low.

There are two types of renters insurance policies:

• Replacement Cost – pays for the cost of replacing your possessions up to the limit of your policy, without deduction for depreciation
• Actual Cash Value – pays for the cost of replacing your possessions up to the limit of your policy, minus a deduction for depreciation

At Bridgemark Insurance Services, we understand the investment of money and time you have put into your personal property. This is why we want to help, and we can assist you in answering any of your questions regarding landlord or rental properties insurance, condo insurance, and renters insurance. Give us a call today to find an ideal plan that fits your needs.